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ALL INSURANCE

Let us worry about your insurance so you can focus on what matters

Business Insurance coverage protects businesses from losses due to events that may occur during the normal course of business.

ALL PRODUCTS

All-rounded protection to keep your business going

P&O Insurance understands that Malaysia businesses operate in a tough and changing environment. SME operations are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage these risks with fewer resources and less time to spare on concerns other than those relating to day to day business.

Car

Save up to 40% when you drive less – only with PrOmilej

Business

Goods in Transit

Our Goods in Transit Insurance covers any loss or damage of to your property when in, on or being loaded and unloaded from a vehicle or temporary storage.

Business

Boiler and Pressure Vessel

Our Boiler and Pressure Vessel Insurance provides cover against the explosion of any insured boiler or pressure vessel while working normally.

Business

Professional Indemnity

Our Professional Indemnity Insurance covers any breach of professional responsibility such as negligence error or omission when providing a professional service.

Business

Personal Accident Travel

Our Personal Accident Travel insurance provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.

Business

Foreign Workers Insurance Guarantee

The Foreign Workers Insurance Guarantee is a policy required by the Immigration Department (under Regulation 21) from you as a security deposit for the employment of foreign workers.

Business

Machinery and Equipment

Our Machinery and Equipment Insurance covers the loss or damage to your immobile equipment (e.g. computers and printers). Accessories and parts are not included unless the equipment has been stolen.

Business

Marine Hull

Our Marine Hull Insurance covers the loss or damage to vessels and ships due to both aquatic and non-aquatic related risks.

Business

Marine Cargo

Our Marine Cargo Insurance covers the loss or damage to goods shipped by land, sea, or air from warehouse to warehouse.

Business

Yacht & Pleasure Craft

Our Yacht & Pleasure Craft Insurance covers loss, damage costs or liabilities to the vessel and any attached property, as well as any personal accidents to the owner and their passengers.

FIRE

Company Fire

Our Fire Insurance covers the loss or damage to your building or property when damaged by fire, lightning, or domestic explosions.

CAR

Private Car - Credit Shortfall

Our Credit Shortfall Insurance covers the difference between your insured sum or the market value of your car and your loan if it has been lost or stolen. This policy can be renewed yearly if your car is still under hire-purchase and insured under our comprehensive policy.

Business

Machinery Breakdown (Loss of Profit)

Our Machinery Loss of Profit Insurance covers the actual loss of gross profits sustained as a result of business interruption caused by damage indefinable under the Machinery Breakdown policy. All causes of loss covered by the basic Machinery Breakdown policy is also covered by this policy.

Business

Foreign Workers Hospitalisation and Surgical Scheme

Our Foreign Workers Hospitalisation and Surgical Insurance helps reduce your financial burden when your foreign workers are hospitalised due to accidents or illnesses. This product can only be purchased through MYEG.

Business

Driver Personal Accident PLUS (A) / (C)

Our Personal Accident PLUS (A)/(C) Insurance covers permanent disablement and death from violent, accidental, or external means when driving a commercial vehicle or taxi.

Business

Personal Accident (PA 10 Plus)

Our Personal Accident (PA 10 Plus) covers you in the event of disablement and death by violent, accidental, or external means.

PERSONAL ACCIDENT

Personal Accident (Continental Scheme)

Our Personal Accident Continental Scheme Insurance covers injury, disablement, and death by violent, accidental, or external means.

PERSONAL ACCIDENT

Personal Accident Plus

Our personal Accident Plus Insurance covers injury, disablement, and death by violent, accidental, or external means.

PERSONAL ACCIDENT

Personal Accident Travel Insurance Policy (Continental Scheme – Group/ Individual)

Our Personal Accident Travel Insurance policy covers injury, disablement, and death solely by violent, accidental, or external means.

Business

Machinery Breakdown

Our Machinery Breakdown insurance policy covers any unforeseen damage or loss of the insured machine during both at work and rest, as well as during cleaning, inspection, over-hauling or removal to another position within the premises.

Business

Private Car Comprehensive

Our Comprehensive Car Insurance covers the fire, theft, loss, and damages to your car in an accident with another party. This policy also protects you when you are responsible for third-party bodily injury, death, or damages to their property.

Business

Private Car Third Party Fire & Theft

Our Third Party Fire & Theft Insurance protects you when you are responsible for the injury or death of a third party, as well as any damage to their property. This policy also covers fire damage or theft of your own car.

Business

Public Liability

Our Public Liability Insurance pays against the compensation and legal costs which you are legally responsible to pay in connection with your business.

Business

Employer's Liability

Our Employer's Liability Insurance protects employers against the legal responsibility to compensate an employee for bodily injury, disease, or death due to the negligence of their employer.

MOTORCYCLE

Motorcycle Comprehensive

Our Comprehensive Motorcycle Insurance covers the fire, theft, loss, and damages to your motorcycle in an accident with another party. This policy also protects you when you are responsible for third-party bodily injury, death, or damages to their property.

MOTORCYCLE

Motorcycle Third-Party

Our Third-Party Insurance helps cover the damage to a third parties’ vehicle or property in an accident. It also protects you when you are responsible for injury or death of the third party.

Business

Workmen's Compensation

Our Workmen's Compensation Insurance protects employers against any compensations to be paid under the Workmen's Compensation Law(s) of Malaysia for any injuries to their employees through accidents or diseases.

Business

Equipment

Our Equipment Insurance pays for the loss or damage to your movable equipment for contract works, factory and warehouse use.

Business

Electronic Equipment

Our Electronic Equipment Insurance provides coverage for your computers and other electronic equipment. It covers three (3) sections, physical material damage, data media cover and an increased cost of working.

Business

Burglary

Our Burglary Insurance covers the loss or damage to your property in the event of a burglary.

PERSONAL ACCIDENT

Passenger’s Driver Plan (PDP)

Our Passenger's Driver Plan (PDP) Insurance covers injury, disablement, and death by violent, accidental, or external means while driving or riding or boarding or alighting a motorcycle, private car, private van, taxi or commercial vehicle.

PERSONAL ACCIDENT

PrOtravel

Our PrOtravel Insurance covers you when travelling overseas for any medical costs, accidents, travel delays and more.

Business

All Risks

Our All Risks Insurance will repair, replace or pay or the amount for certain loss or damage from any accidents or misfortunes within your premise, depending on the coverage you have chosen.

Business

Machinery All Risks

Machinery All Risks Insurance covers the loss or damage to your machinery based on their usage in the conditions specified.

Business

Contractors' All Risk

Our Contractors All Risk Insurance covers any damages that might affect the insured property as well as any damages payable to third parties. This policy is specifically for civil engineering projects or works that are under construction.

Business

Erection All Risk (EAR)

Our Erection All Risks Insurance is commonly bought by contractors when they have contract jobs for erection, installation, testing, and commissioning work for electromechanical equipment (e.g. turbines and boilers).

Business

Money in Transit

Our Money in Transit Insurance covers loss of your money while in transit and in the premises.

MOTORCYCLE

Motorcycle - Credit Shortfall

Our Credit Shortfall Insurance covers the difference between your insured sum or the market value of your motorcycle and your loan if it has been lost or stolen. This policy can be renewed yearly if your motorcycle is still under hire-purchase and insured under our comprehensive policy....

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